Launching the Embedded Finance Index 2026
The Embedded Finance Index 2026 maps 6,000+ companies across 106 countries, revealing the providers behind payments, BaaS, KYC, sponsor banking, accounting, ERP, payroll and other financial infrastructure.
Toast is a restaurant point of sale and management system that helps restaurants improve operations, increase sales and create a better guest experience.
Everything you need to integrate with the Toast API
In-depth articles and integration guides
The Embedded Finance Index 2026 maps 6,000+ companies across 106 countries, revealing the providers behind payments, BaaS, KYC, sponsor banking, accounting, ERP, payroll and other financial infrastructure.
Stripe Connect gets vertical SaaS teams to a working embedded payments flow fast. The problems show up later: economics, reconciliation, and underwriting. When purpose-built alternatives make more sense, and how to pick your payout stack.
BCG and Adyen estimate $185 billion in addressable embedded finance revenue for SaaS platforms. Less than 20% has been captured. Our new 60+ page report covers market sizing, use cases, vendor analysis, risk frameworks, and implementation playbooks for B2B SaaS, vertical SaaS, and fintech decision-makers.
Embedded finance lets B2B SaaS and vertical SaaS companies offer payments, lending, banking, and more without becoming financial institutions. Here's what it means, which categories matter, and which vendors are building the infrastructure.
Vertical SaaS companies like Toast and Shopify now earn most of their revenue from embedded payments, lending, and banking. Real data on revenue, take rates, and the fintech stack that makes it work.